{"id":4431,"date":"2021-11-10T18:11:27","date_gmt":"2021-11-10T22:11:27","guid":{"rendered":"https:\/\/immigrantquebec.com\/?p=4431"},"modified":"2025-05-22T10:31:26","modified_gmt":"2025-05-22T14:31:26","slug":"couverture-sante","status":"publish","type":"post","link":"https:\/\/immigrantquebec.com\/fr\/reussir-votre-installation\/sante\/couverture-sante\/","title":{"rendered":"Couverture des soins de sant\u00e9 au Qu\u00e9bec"},"content":{"rendered":"\t\t
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R\u00e9gime d\u2019assurance maladie<\/strong><\/h2>

Les soins m\u00e9dicaux et l\u2019hospitalisation sont gratuits pour toutes les personnes admissibles \u00e0 la R\u00e9gie de l\u2019assurance maladie du Qu\u00e9bec<\/a> (RAMQ), et qui poss\u00e8dent une carte d\u2019assur\u00e9 (ou \u00ab carte soleil \u00bb) valide. Ils sont assur\u00e9s par le r\u00e9gime universel d\u2019assurance maladie et d\u2019assurance hospitalisation du Qu\u00e9bec. Ce r\u00e9gime ne couvre toutefois pas les soins dentaires des personnes de plus de 10 ans, les soins et prescriptions ophtalmologiques, ni certains traitements particuliers (m\u00e9decines alternatives, chirurgie esth\u00e9tique, etc.). Avant de consulter un m\u00e9decin ou un autre sp\u00e9cialiste de la sant\u00e9, assurezvous qu\u2019il participe au r\u00e9gime d\u2019assurance maladie du Qu\u00e9bec. Si ce n\u2019est pas le cas, vous devrez payer vous-m\u00eame la consultation.<\/p>

Il est \u00e0 noter que certains employeurs proposent \u00e0 leurs salari\u00e9s une assurance compl\u00e9mentaire collective : il est important de se renseigner aupr\u00e8s de son employeur avant d\u2019engager des frais ou de prendre une assurance priv\u00e9e. Regardez soigneusement ce que votre employeur offre en terme d\u2019assurance collective, notamment en cas de d\u00e9c\u00e8s, invalidit\u00e9 et maladie grave. Notez \u00e9galement qu\u2019une telle assurance n\u2019est pas offerte : le montant est pr\u00e9lev\u00e9 directement sur votre salaire.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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R\u00e9gime d\u2019assurance m\u00e9dicaments<\/strong><\/h2>

Lors d\u2019une inscription \u00e0 la RAMQ pour la premi\u00e8re fois, l\u2019inscription \u00e0 l\u2019assurance m\u00e9dicaments<\/a> est automatique. Cette assurance est obligatoire, mais pour les personnes poss\u00e9dant une assurance priv\u00e9e (par exemple par le biais de son emploi ou de celui de son conjoint), elle est alors obligatoirement prise en charge par ce r\u00e9gime priv\u00e9 (il faut alors en informer la RAMQ pour se d\u00e9sinscrire du syst\u00e8me public). Les m\u00e9dicaments ne sont pas gratuits mais seule une petite partie doit \u00eatre pay\u00e9e (une contribution), qui est plafonn\u00e9e, et dont le montant est r\u00e9vis\u00e9 chaque ann\u00e9e au 1er juillet.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Soins dentaires<\/strong><\/h2>

\u00c0 l\u2019exception de certaines chirurgies pratiqu\u00e9es dans les h\u00f4pitaux ou certains \u00e9tablissements universitaires, les traitements dentaires ne sont pas gratuits. Les enfants de moins de 10 ans peuvent cependant obtenir gratuitement des soins dentaires en pr\u00e9sentant leur carte d\u2019assurance maladie. Pour obtenir les soins d\u2019un dentiste, adressez-vous \u00e0 l\u2019un des nombreux cabinets priv\u00e9s ou encore \u00e0 une clinique dentaire universitaire qui donne des traitements \u00e0 prix r\u00e9duits. Ces cliniques sont toutefois tr\u00e8s fr\u00e9quent\u00e9es et il est habituellement difficile d\u2019y obtenir un rendez-vous rapidement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Qui peut b\u00e9n\u00e9ficier de l\u2019assurance maladie du Qu\u00e9bec ?<\/strong><\/h2>

Sont admissibles \u00e0 l\u2019assurance maladie, les r\u00e9sidents permanents, les travailleurs temporaires, certains \u00e9tudiants \u00e9trangers ainsi que la famille accompagnante. Les personnes en PVT ne peuvent b\u00e9n\u00e9ficier de l\u2019assurance maladie du Qu\u00e9bec (pour rappel, il est obligatoire de souscrire une assurance maladie\/rapatriement\/ hospitalisation dans votre pays d\u2019origine avant votre d\u00e9part).<\/p>

Les personnes qui s\u2019\u00e9tablissent au Qu\u00e9bec peuvent b\u00e9n\u00e9ficier du r\u00e9gime d\u2019assurance maladie apr\u00e8s une p\u00e9riode d\u2019attente d\u2019une<\/p>

dur\u00e9e maximale de 3 mois (d\u00e9lai de carence) suivant leur inscription \u00e0 la RAMQ. Les personnes assujetties \u00e0 la p\u00e9riode d\u2019attente de 3 mois doivent assumer elles-m\u00eames les co\u00fbts des services de sant\u00e9 qui leur seront fournis durant cette p\u00e9riode ou souscrire une assurance priv\u00e9e.<\/p>

Pour plus d\u2019informations sur les assurances priv\u00e9es, vous pouvez consulter l\u2019Ombudsman des assurances de personnes<\/a> (OAP).<\/p>

Le Qu\u00e9bec ayant sign\u00e9 des ententes de s\u00e9curit\u00e9 sociale avec certains pays, les ressortissants originaires de ces pays ne sont pas soumis au d\u00e9lai de carence. Il s\u2019agit de la Belgique, du Danemark, de la Finlande, de la France, de la Gr\u00e8ce, du Luxembourg, de la Norv\u00e8ge, du Portugal, de la Roumanie , de la Serbie et de la Su\u00e8de. Si vous \u00eates ressortissant de l\u2019un de ces pays, vous devez obtenir, avant votre d\u00e9part, une preuve d\u2019assurance ou une attestation d\u2019affiliation au r\u00e9gime de s\u00e9curit\u00e9 sociale de votre pays d\u2019origine. Mettez-vous en relation avec l\u2019organisme de s\u00e9curit\u00e9 sociale de votre pays.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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D\u00e9marches pour obtenir la carte d\u2019assurance maladie<\/strong><\/h2>

Pour les \u00e9poux et conjoints, il pourra \u00eatre demand\u00e9 une preuve de vie commune (facture aux deux noms, par exemple) ou un certificat de mariage. Notez que vous devrez produire les originaux de vos documents, y compris par voie postale dans le cas o\u00f9 des compl\u00e9ments d\u2019information vous seraient demand\u00e9s. La RAMQ vous les renverra sous 30 jours. La photo obligatoire devra \u00eatre prise en personne, directement sur place, soit au Bureau d\u2019accueil de la RAMQ \u00e0 Qu\u00e9bec ou \u00e0 Montr\u00e9al, soit \u00e0 un point de service de la SAAQ. Dans un cas, vous serez en mesure d\u2019apporter votre propre photo d\u2019identit\u00e9 : si vous vous pr\u00e9sentez \u00e0 un point de service de la RAMQ dans un Centre local de services communautaires (CLSC). Elle devra bien s\u00fbr r\u00e9pondre aux normes en vigueur et vous pourrez la prendre chez un photographe ou dans certaines pharmacies (Jean Coutu et Pharmaprix notamment). Les photos transmises par voie postale seront refus\u00e9es et d\u00e9truites.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

R\u00e9gime d\u2019assurance maladie Les soins m\u00e9dicaux et l\u2019hospitalisation sont gratuits pour toutes les personnes admissibles \u00e0 la R\u00e9gie de l\u2019assurance maladie du Qu\u00e9bec (RAMQ), et qui poss\u00e8dent une carte d\u2019assur\u00e9 (ou \u00ab carte soleil \u00bb) valide. Ils sont assur\u00e9s par le r\u00e9gime universel d\u2019assurance maladie et d\u2019assurance hospitalisation du Qu\u00e9bec. Ce r\u00e9gime ne couvre toutefois […]<\/p>\n","protected":false},"author":3460,"featured_media":9297,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[163],"tags":[],"class_list":{"0":"post-4431","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-sante","8":"entry"},"acf":[],"yoast_head":"\nCouverture des soins de sant\u00e9 au Qu\u00e9bec - Immigrant Qu\u00e9bec<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/immigrantquebec.com\/fr\/reussir-votre-installation\/sante\/couverture-sante\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Couverture des soins de sant\u00e9 au Qu\u00e9bec - Immigrant Qu\u00e9bec\" \/>\n<meta property=\"og:description\" content=\"R\u00e9gime d\u2019assurance maladie Les soins m\u00e9dicaux et l\u2019hospitalisation sont gratuits pour toutes les personnes admissibles \u00e0 la R\u00e9gie de l\u2019assurance maladie du Qu\u00e9bec (RAMQ), et qui poss\u00e8dent une carte d\u2019assur\u00e9 (ou \u00ab carte soleil \u00bb) valide. Ils sont assur\u00e9s par le r\u00e9gime universel d\u2019assurance maladie et d\u2019assurance hospitalisation du Qu\u00e9bec. 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