{"id":7337,"date":"2018-04-04T13:00:13","date_gmt":"2018-04-04T17:00:13","guid":{"rendered":"https:\/\/immigrantquebec.com\/?p=7337"},"modified":"2026-06-15T13:45:16","modified_gmt":"2026-06-15T17:45:16","slug":"l-assurance-vie-au-quebec-un-produit-vraiment-different","status":"publish","type":"post","link":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/","title":{"rendered":"L\u2019assurance vie au Qu\u00e9bec\u00a0: un produit vraiment diff\u00e9rent !"},"content":{"rendered":"

Vous pensiez qu\u2019une assurance-vie est juste une fa\u00e7on de payer moins d\u2019imp\u00f4ts pour vos l\u00e9gataires et qu\u2019une assurance maladies graves ne sert \u00e0 rien ? D\u00e9trompez-vous ! Au Qu\u00e9bec, ces produits n\u2019ont pas seulement un int\u00e9r\u00eat strat\u00e9gique pour les particuliers : la fiscalit\u00e9 qui les encadre est \u00e9galement originale et innovante.\u00a0<\/em><\/p>\n

Pas d\u2019imp\u00f4ts sur la succession<\/strong><\/h2>\n

Dans certains pays, les frais de successions sont tellement \u00e9lev\u00e9s que les personnes concern\u00e9es souscrivent des assurances vie dans le seul but d\u2019all\u00e9ger les h\u00e9ritiers du paiement de ces taxes. La (tr\u00e8s) bonne nouvelle c\u2019est que l\u2019imp\u00f4t successoral n\u2019existe pas au Qu\u00e9bec et qu\u2019en plus, les prestations d\u2019assurance vie vers\u00e9es aux b\u00e9n\u00e9ficiaires sont non imposables. \u00c7a c\u2019est le volet protection de ses proches. En parall\u00e8le et parce qu\u2019il n\u2019y a aucune raison pour ne pas penser \u00e0 vous-m\u00eame, il existe aussi des produits qui vont vous permettre de r\u00e9cup\u00e9rer la quasi totalit\u00e9 de vos versements. L\u2019assurance maladies graves en fait partie. Pour conna\u00eetre les diff\u00e9rentes configurations, prenez rendez-vous avec votre conseiller en s\u00e9curit\u00e9 financi\u00e8re qui \u00e9tudiera avec vous vos besoins.<\/p>\n

Que faire en cas de maladie grave ?\u00a0<\/strong><\/h2>\n

Une situation de maladie grave impose, dans des conditions souvent difficile, de rapidement planifier le volet mat\u00e9riel des d\u00e9penses. Comment vivre le quotidien quand les revenus sont amput\u00e9s ? Si un des parents doit se mettre en disponibilit\u00e9 pour s\u2019occuper d\u2019un enfant malade, qui va pallier le manque p\u00e9cuniaire ? Pendant ce temps les factures ne connaissent aucun r\u00e9pit. L\u2019hypoth\u00e8que du logement, Hydro-Qu\u00e9bec, voire des m\u00e9dicaments qui ne seraient pas couverts par le r\u00e9gime d\u2019assurance-maladie provinciale, autant de paiements qu\u2019il est impossible de suspendre\u2026 C\u2019est l\u00e0 qu\u2019intervient l\u2019assurance maladies graves. En vertu d\u2019une telle assurance, le diagnostic d\u2019une pathologie grave d\u00e9clenchera le versement unique d\u2019une somme pr\u00e9alablement d\u00e9finie dans le contrat. Par ailleurs, si aucun probl\u00e8me s\u00e9rieux de sant\u00e9 ne vient perturber \u00a0votre vie et si votre contrat comprend une clause garantissant le remboursement des primes sous cette condition, la quasi totalit\u00e9 du montant des primes pay\u00e9es pourrait \u00eatre \u00a0r\u00e9cup\u00e9r\u00e9e, nette d\u2019imp\u00f4ts.<\/p>\n

L\u2019assurance de l\u00e9guer quelque chose<\/strong><\/h2>\n

Personne n\u2019a envie de laisser ses proches dans le besoin en cas de disparition soudaine. L\u2019assurance-vie est un moyen s\u00fbr de prot\u00e9ger votre entourage le cas \u00e9ch\u00e9ant. Vous pouvez y pr\u00e9tendre quels que soient vos revenus, en fonction desquels vous aurez ajust\u00e9 le montant des versements mensuels. Plusieurs options s\u2019offrent \u00e0 vous.<\/p>\n

– L\u2019assurance-vie temporaire, qui comme son nom l\u2019indique, vous laisse le choix de la dur\u00e9e de souscription, qui peut aller d\u2019un \u00e0 vingt ans. Les b\u00e9n\u00e9ficiaires re\u00e7oivent des prestations uniquement si le d\u00e9c\u00e8s intervient pendant cette p\u00e9riode, mais pas s\u2019il a lieu apr\u00e8s sa fin.<\/p>\n

– L\u2019assurance-vie permanente n\u2019a pas de dur\u00e9e d\u00e9termin\u00e9e puisqu\u2019elle ne prend fin qu\u2019avec le d\u00e9c\u00e8s du souscripteur.<\/p>\n

– Encore plus compl\u00e8te, l\u2019assurance-vie universelle propose un petit plus sous forme d\u2019un fonds dans lequel il est possible d\u2019effectuer des placements \u00e0 l\u2019abri de l\u2019imp\u00f4t. Par ailleurs, avec l\u2019option \u00ab lib\u00e9r\u00e9e \u00bb que comporte ce type d\u2019assurance, vous pourriez aussi payer des primes pour une dur\u00e9e d\u00e9termin\u00e9e et b\u00e9n\u00e9ficier, \u00e0 titre d\u2019assur\u00e9, d\u2019une protection tout au long de votre vie. En plus, le montant des \u00a0primes vers\u00e9es pourrait \u00a0\u00eatre r\u00e9cup\u00e9r\u00e9 sous certaines conditions.<\/p>\n

L\u00e0 encore votre conseiller en s\u00e9curit\u00e9 financi\u00e8re vous orientera quant \u00e0 l\u2019option qui pourrait \u00eatre la plus avantageuse dans votre cas.<\/p>\n

Prenez contact avec les conseillers de l\u2019\u00e9quipe Nouveaux Arrivants<\/a> ou un Conseiller en s\u00e9curit\u00e9 financi\u00e8re de Desjardins S\u00e9curit\u00e9 financi\u00e8re<\/a>, cabinet de services financiers qui communiqueront avec vous \u00e0 propos des assurances vie et maladies graves. Vous pouvez \u00e9galement pr\u00e9parer votre rendez-vous en vous informant directement sur\u00a0<\/em>le site Desjardins.<\/em><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Vous pensiez qu\u2019une assurance-vie est juste une fa\u00e7on de payer moins d\u2019imp\u00f4ts pour vos l\u00e9gataires et qu\u2019une assurance maladies graves ne sert \u00e0 rien ? D\u00e9trompez-vous ! Au Qu\u00e9bec, ces produits n\u2019ont pas seulement un int\u00e9r\u00eat strat\u00e9gique pour les particuliers : la fiscalit\u00e9 qui les encadre est \u00e9galement originale et innovante.\u00a0 Pas d\u2019imp\u00f4ts sur la […]<\/p>\n","protected":false},"author":3459,"featured_media":7338,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[103],"tags":[],"class_list":{"0":"post-7337","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-conseils-d-experts","8":"entry"},"acf":[],"yoast_head":"\nL\u2019assurance vie au Qu\u00e9bec\u00a0: un produit vraiment diff\u00e9rent ! - Immigrant Qu\u00e9bec<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L\u2019assurance vie au Qu\u00e9bec\u00a0: un produit vraiment diff\u00e9rent ! - Immigrant Qu\u00e9bec\" \/>\n<meta property=\"og:description\" content=\"Vous pensiez qu\u2019une assurance-vie est juste une fa\u00e7on de payer moins d\u2019imp\u00f4ts pour vos l\u00e9gataires et qu\u2019une assurance maladies graves ne sert \u00e0 rien ? D\u00e9trompez-vous ! Au Qu\u00e9bec, ces produits n\u2019ont pas seulement un int\u00e9r\u00eat strat\u00e9gique pour les particuliers : la fiscalit\u00e9 qui les encadre est \u00e9galement originale et innovante.\u00a0 Pas d\u2019imp\u00f4ts sur la […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/\" \/>\n<meta property=\"og:site_name\" content=\"Immigrant Qu\u00e9bec\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/immigrantquebec\" \/>\n<meta property=\"article:published_time\" content=\"2018-04-04T17:00:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-15T17:45:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/immigrantquebec.com\/fr\/wp-content\/uploads\/2022\/01\/e23959be-e65c-4745-8766-1cbe267628c7.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"950\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Basile Moratille\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Basile Moratille\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/l-assurance-vie-au-quebec-un-produit-vraiment-different\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/l-assurance-vie-au-quebec-un-produit-vraiment-different\\\/\"},\"author\":{\"name\":\"Basile Moratille\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#\\\/schema\\\/person\\\/eed5ca7ba2c1007e602ee9b9b87fb4b8\"},\"headline\":\"L\u2019assurance vie au Qu\u00e9bec\u00a0: un produit vraiment diff\u00e9rent !\",\"datePublished\":\"2018-04-04T17:00:13+00:00\",\"dateModified\":\"2026-06-15T17:45:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/l-assurance-vie-au-quebec-un-produit-vraiment-different\\\/\"},\"wordCount\":727,\"publisher\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/l-assurance-vie-au-quebec-un-produit-vraiment-different\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/e23959be-e65c-4745-8766-1cbe267628c7.jpg\",\"articleSection\":[\"Conseils d'experts\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/l-assurance-vie-au-quebec-un-produit-vraiment-different\\\/\",\"url\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/l-assurance-vie-au-quebec-un-produit-vraiment-different\\\/\",\"name\":\"L\u2019assurance vie au Qu\u00e9bec\u00a0: un produit vraiment diff\u00e9rent ! - Immigrant Qu\u00e9bec\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/l-assurance-vie-au-quebec-un-produit-vraiment-different\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/l-assurance-vie-au-quebec-un-produit-vraiment-different\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/e23959be-e65c-4745-8766-1cbe267628c7.jpg\",\"datePublished\":\"2018-04-04T17:00:13+00:00\",\"dateModified\":\"2026-06-15T17:45:16+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/l-assurance-vie-au-quebec-un-produit-vraiment-different\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/l-assurance-vie-au-quebec-un-produit-vraiment-different\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/l-assurance-vie-au-quebec-un-produit-vraiment-different\\\/#primaryimage\",\"url\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/e23959be-e65c-4745-8766-1cbe267628c7.jpg\",\"contentUrl\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/e23959be-e65c-4745-8766-1cbe267628c7.jpg\",\"width\":950,\"height\":400},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/l-assurance-vie-au-quebec-un-produit-vraiment-different\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Conseils d'experts\",\"item\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"L\u2019assurance vie au Qu\u00e9bec\u00a0: un produit vraiment diff\u00e9rent !\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/\",\"name\":\"Immigrant Qu\u00e9bec\",\"description\":\"Immigrer, vivre, travailler et \u00e9tudier au Qu\u00e9bec, Canada\",\"publisher\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#organization\",\"name\":\"Immigrant Qu\u00e9bec\",\"url\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/LogoIQ-2024-RVB.png\",\"contentUrl\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/LogoIQ-2024-RVB.png\",\"width\":2500,\"height\":1137,\"caption\":\"Immigrant Qu\u00e9bec\"},\"image\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/immigrantquebec\",\"https:\\\/\\\/x.com\\\/ImmigrantQuebec\",\"https:\\\/\\\/www.instagram.com\\\/immigrantquebec\",\"https:\\\/\\\/www.youtube.com\\\/user\\\/ImmigrantQc\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#\\\/schema\\\/person\\\/eed5ca7ba2c1007e602ee9b9b87fb4b8\",\"name\":\"Basile Moratille\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/639aa731bb7134a1e944526697fe0549d67ab17e00987171296fb5362fc909e9?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/639aa731bb7134a1e944526697fe0549d67ab17e00987171296fb5362fc909e9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/639aa731bb7134a1e944526697fe0549d67ab17e00987171296fb5362fc909e9?s=96&d=mm&r=g\",\"caption\":\"Basile Moratille\"},\"description\":\"Directeur des contenus et des publications, Immigrant Qu\u00e9bec.\",\"url\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/author\\\/basile-moratilleimmigrantquebec-com\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"L\u2019assurance vie au Qu\u00e9bec\u00a0: un produit vraiment diff\u00e9rent ! - Immigrant Qu\u00e9bec","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/","og_locale":"fr_FR","og_type":"article","og_title":"L\u2019assurance vie au Qu\u00e9bec\u00a0: un produit vraiment diff\u00e9rent ! - Immigrant Qu\u00e9bec","og_description":"Vous pensiez qu\u2019une assurance-vie est juste une fa\u00e7on de payer moins d\u2019imp\u00f4ts pour vos l\u00e9gataires et qu\u2019une assurance maladies graves ne sert \u00e0 rien ? D\u00e9trompez-vous ! Au Qu\u00e9bec, ces produits n\u2019ont pas seulement un int\u00e9r\u00eat strat\u00e9gique pour les particuliers : la fiscalit\u00e9 qui les encadre est \u00e9galement originale et innovante.\u00a0 Pas d\u2019imp\u00f4ts sur la […]","og_url":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/","og_site_name":"Immigrant Qu\u00e9bec","article_publisher":"https:\/\/www.facebook.com\/immigrantquebec","article_published_time":"2018-04-04T17:00:13+00:00","article_modified_time":"2026-06-15T17:45:16+00:00","og_image":[{"width":950,"height":400,"url":"https:\/\/immigrantquebec.com\/fr\/wp-content\/uploads\/2022\/01\/e23959be-e65c-4745-8766-1cbe267628c7.jpg","type":"image\/jpeg"}],"author":"Basile Moratille","twitter_misc":{"\u00c9crit par":"Basile Moratille","Dur\u00e9e de lecture estim\u00e9e":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/#article","isPartOf":{"@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/"},"author":{"name":"Basile Moratille","@id":"https:\/\/immigrantquebec.com\/fr\/#\/schema\/person\/eed5ca7ba2c1007e602ee9b9b87fb4b8"},"headline":"L\u2019assurance vie au Qu\u00e9bec\u00a0: un produit vraiment diff\u00e9rent !","datePublished":"2018-04-04T17:00:13+00:00","dateModified":"2026-06-15T17:45:16+00:00","mainEntityOfPage":{"@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/"},"wordCount":727,"publisher":{"@id":"https:\/\/immigrantquebec.com\/fr\/#organization"},"image":{"@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/#primaryimage"},"thumbnailUrl":"https:\/\/immigrantquebec.com\/fr\/wp-content\/uploads\/2022\/01\/e23959be-e65c-4745-8766-1cbe267628c7.jpg","articleSection":["Conseils d'experts"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/","url":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/","name":"L\u2019assurance vie au Qu\u00e9bec\u00a0: un produit vraiment diff\u00e9rent ! - Immigrant Qu\u00e9bec","isPartOf":{"@id":"https:\/\/immigrantquebec.com\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/#primaryimage"},"image":{"@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/#primaryimage"},"thumbnailUrl":"https:\/\/immigrantquebec.com\/fr\/wp-content\/uploads\/2022\/01\/e23959be-e65c-4745-8766-1cbe267628c7.jpg","datePublished":"2018-04-04T17:00:13+00:00","dateModified":"2026-06-15T17:45:16+00:00","breadcrumb":{"@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/#primaryimage","url":"https:\/\/immigrantquebec.com\/fr\/wp-content\/uploads\/2022\/01\/e23959be-e65c-4745-8766-1cbe267628c7.jpg","contentUrl":"https:\/\/immigrantquebec.com\/fr\/wp-content\/uploads\/2022\/01\/e23959be-e65c-4745-8766-1cbe267628c7.jpg","width":950,"height":400},{"@type":"BreadcrumbList","@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/l-assurance-vie-au-quebec-un-produit-vraiment-different\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/immigrantquebec.com\/fr\/"},{"@type":"ListItem","position":2,"name":"Conseils d'experts","item":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/"},{"@type":"ListItem","position":3,"name":"L\u2019assurance vie au Qu\u00e9bec\u00a0: un produit vraiment diff\u00e9rent !"}]},{"@type":"WebSite","@id":"https:\/\/immigrantquebec.com\/fr\/#website","url":"https:\/\/immigrantquebec.com\/fr\/","name":"Immigrant Qu\u00e9bec","description":"Immigrer, vivre, travailler et \u00e9tudier au Qu\u00e9bec, Canada","publisher":{"@id":"https:\/\/immigrantquebec.com\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/immigrantquebec.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/immigrantquebec.com\/fr\/#organization","name":"Immigrant Qu\u00e9bec","url":"https:\/\/immigrantquebec.com\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/immigrantquebec.com\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/immigrantquebec.com\/fr\/wp-content\/uploads\/2024\/03\/LogoIQ-2024-RVB.png","contentUrl":"https:\/\/immigrantquebec.com\/fr\/wp-content\/uploads\/2024\/03\/LogoIQ-2024-RVB.png","width":2500,"height":1137,"caption":"Immigrant Qu\u00e9bec"},"image":{"@id":"https:\/\/immigrantquebec.com\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/immigrantquebec","https:\/\/x.com\/ImmigrantQuebec","https:\/\/www.instagram.com\/immigrantquebec","https:\/\/www.youtube.com\/user\/ImmigrantQc"]},{"@type":"Person","@id":"https:\/\/immigrantquebec.com\/fr\/#\/schema\/person\/eed5ca7ba2c1007e602ee9b9b87fb4b8","name":"Basile Moratille","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/639aa731bb7134a1e944526697fe0549d67ab17e00987171296fb5362fc909e9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/639aa731bb7134a1e944526697fe0549d67ab17e00987171296fb5362fc909e9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/639aa731bb7134a1e944526697fe0549d67ab17e00987171296fb5362fc909e9?s=96&d=mm&r=g","caption":"Basile Moratille"},"description":"Directeur des contenus et des publications, Immigrant Qu\u00e9bec.","url":"https:\/\/immigrantquebec.com\/fr\/author\/basile-moratilleimmigrantquebec-com\/"}]}},"_links":{"self":[{"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/posts\/7337","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/users\/3459"}],"replies":[{"embeddable":true,"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/comments?post=7337"}],"version-history":[{"count":1,"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/posts\/7337\/revisions"}],"predecessor-version":[{"id":27073,"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/posts\/7337\/revisions\/27073"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/media\/7338"}],"wp:attachment":[{"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/media?parent=7337"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/categories?post=7337"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/tags?post=7337"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}