{"id":8021,"date":"2014-12-10T12:22:11","date_gmt":"2014-12-10T16:22:11","guid":{"rendered":"https:\/\/immigrantquebec.com\/?p=8021"},"modified":"2022-03-15T08:43:55","modified_gmt":"2022-03-15T12:43:55","slug":"comment-fonctionne-un-pret-immobilier-au-quebec-canada-23","status":"publish","type":"post","link":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/","title":{"rendered":"Comment fonctionne un pr\u00eat immobilier au Qu\u00e9bec (Canada) 2\/3"},"content":{"rendered":"<p>Cet article, dans un 1er temps, d\u00e9mystifie les diff\u00e9rents pr\u00eat immobiliers et taux d\u2019int\u00e9r\u00eats qui existent au Canada tout en vous expliquant le vocabulaire qui sera employ\u00e9 par les professionnels du domaine. Il traitera \u00e9galement, dans un 2e temps, des crit\u00e8res pris en compte pour \u00e9tablir votre capacit\u00e9 d\u2019emprunt et donc \u00eatre \u00e9ligible \u00e0 un financement immobilier. De plus, dans un 3e temps, il vous sera expliqu\u00e9 le processus d\u2019achat d\u2019une propri\u00e9t\u00e9 qui peut \u00eatre tr\u00e8s rapide, ainsi que les co\u00fbts \u00e0 pr\u00e9voir (dans un prochain article).<\/p>\n<h2>1) Les crit\u00e8res d\u2019approbation \/ \u00c9ligibilit\u00e9 de la capacit\u00e9 d\u2019emprunt:<\/h2>\n<p>1- Votre dossier de cr\u00e9dit \/ historique de cr\u00e9dit \u00e0 la consommation: Votre c\u00f4te de solvabilit\u00e9 (appel\u00e9 aussi \u00ab Beacon Score \u00bb) est chiffr\u00e9 de 300 \u00e0 900 en se basant sur l\u2019historique de vos lignes de cr\u00e9dits. Un minimum de 2 lignes de cr\u00e9dits d\u2019une dur\u00e9e d\u2019au moins 2 ans sera n\u00e9cessaire pour \u00e9tablir une c\u00f4te valable aux yeux des pr\u00eateurs. Plus cette c\u00f4te est \u00e9lev\u00e9e, meilleur seront vos chances d\u2019obtenir un financement ! En tant que \u00ab Nouvel Arrivant \u00bb, donc depuis &#8211; de 5 ans au Canada, vous b\u00e9n\u00e9ficiez d\u2019un programme qui vous permet d\u2019acheter une propri\u00e9t\u00e9 sans avoir d\u2019ant\u00e9c\u00e9dents de cr\u00e9dits.<\/p>\n<p>2- Votre mise de fonds \/ apport: Dans le milieu bancaire, il se peut que l\u2019on emploi le terme \u00ab mise de fonds \u00bb mais \u00e9galement \u00ab ratio pr\u00eat\/valeur \u00bb qui fait r\u00e9f\u00e9rence \u00e0 la valeur d\u2019\u00e9quit\u00e9 sur la propri\u00e9t\u00e9. Voici l\u2019explication par l\u2019exemple: La mise de fonds minimale exig\u00e9e pour l\u2019achat d\u2019une maison de 200 000$ que vous habiterez est :<\/p>\n<ul>\n<li>5% du prix d\u2019achat,<\/li>\n<li>200 000 x 5% = 10 000$ d\u2019apport, soit un financement de 190 000$,<\/li>\n<li>95% de ratio pr\u00eat\/valeur (RPV),<\/li>\n<li>(200 000 x 95) \/ 100 = 190 000$ de financement, soit un apport de 10 000$.<\/li>\n<\/ul>\n<p>La mise de fonds \/ l\u2019apport peut provenir de diff\u00e9rentes sources (Canada ou \u00c9tranger):<\/p>\n<ul>\n<li>vos \u00e9conomies (compte bancaire, placement, action, REER\u2026),<\/li>\n<li>un don de votre famille proche,<\/li>\n<li>vente d\u2019une de vos propri\u00e9t\u00e9s,<\/li>\n<li>d\u2019un RAP (r\u00e9gime d\u2019accession \u00e0 la propri\u00e9t\u00e9) ,<\/li>\n<li>de vos cartes ou marges de cr\u00e9dit personnelles,<\/li>\n<li>\u2026<\/li>\n<\/ul>\n<p>3- Vos ratios d\u2019endettement \/ votre capacit\u00e9 d\u2019emprunt: L\u2019ABD tient compte des paiements associ\u00e9s au bien immobilier versus vos revenus brut et ne doit g\u00e9n\u00e9ralement pas d\u00e9passer 32%. L\u2019ATD, lui, tient compte des paiements associ\u00e9s au bien immobilier versus vos revenus brut mais aussi vos dettes et ne doit g\u00e9n\u00e9ralement pas d\u00e9passer 40%.<\/p>\n<h3>2) Vocabulaire utilis\u00e9:<\/h3>\n<ul>\n<li>Ligne de cr\u00e9dit (il s\u2019agit du passif \/ des dettes vous permettant d\u2019\u00e9tablir votre bureau de cr\u00e9dit, on entend par ligne de cr\u00e9dit: pr\u00eat personnel, pr\u00eat auto, carte de cr\u00e9dit\u2026).<\/li>\n<li>Pr\u00eateur (il s\u2019agit de l\u2019institution financi\u00e8re qui vous pr\u00eate de l\u2019argent pour acheter votre propri\u00e9t\u00e9. \u00ab pr\u00eateur \u00bb englobe: les Banques \u00e0 chartes, le Mouvement Desjardins, les pr\u00eateurs virtuels et priv\u00e9s).<\/li>\n<li>Ratio Pr\u00eat\/Valeur (cela repr\u00e9sente la valeur du pr\u00eat versus la valeur marchande de la propri\u00e9t\u00e9).<\/li>\n<li>\u00c9quit\u00e9 (c\u2019est la diff\u00e9rence entre la valeur marchande et le montant de votre pr\u00eat).<\/li>\n<li>ABD (Amortissement Brut de la Dette).<\/li>\n<li>ATD (Amortissement Total de la Dette).<\/li>\n<\/ul>\n<p>N&rsquo;h\u00e9sitez pas \u00e0 me contacter pour vous aider dans vos d\u00e9marches ! Je travaille avec plus de 15 pr\u00eateurs diff\u00e9rents (Banques, Caisses, Institutions Financi\u00e8res et pr\u00eateurs priv\u00e9s) pour vous orienter vers le meilleur choix de financement selon votre dossier, de plus mes services sont gratuits.<\/p>\n<p>Marine Vonderheyden courtier immobilier hypoth\u00e9caire agr\u00e9\u00e9 DA 514-710-0686 <a href=\"mailto:monhypotheque.marine@gmail.com\" target=\"_blank\" rel=\"noopener\">monhypotheque.marine@gmail.com <\/a><a href=\"http:\/\/www.hypothequeimmobiliere.com\/\" target=\"_blank\" rel=\"noopener\">www.hypothequeimmobiliere.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cet article, dans un 1er temps, d\u00e9mystifie les diff\u00e9rents pr\u00eat immobiliers et taux d\u2019int\u00e9r\u00eats qui existent au Canada tout en vous expliquant le vocabulaire qui sera employ\u00e9 par les professionnels du domaine. Il traitera \u00e9galement, dans un 2e temps, des crit\u00e8res pris en compte pour \u00e9tablir votre capacit\u00e9 d\u2019emprunt et donc \u00eatre \u00e9ligible \u00e0 un [&hellip;]<\/p>\n","protected":false},"author":3459,"featured_media":8022,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[103],"tags":[],"class_list":{"0":"post-8021","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-conseils-d-experts","8":"entry"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Comment fonctionne un pr\u00eat immobilier au Qu\u00e9bec (Canada) 2\/3 - Immigrant Qu\u00e9bec<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Comment fonctionne un pr\u00eat immobilier au Qu\u00e9bec (Canada) 2\/3 - Immigrant Qu\u00e9bec\" \/>\n<meta property=\"og:description\" content=\"Cet article, dans un 1er temps, d\u00e9mystifie les diff\u00e9rents pr\u00eat immobiliers et taux d\u2019int\u00e9r\u00eats qui existent au Canada tout en vous expliquant le vocabulaire qui sera employ\u00e9 par les professionnels du domaine. Il traitera \u00e9galement, dans un 2e temps, des crit\u00e8res pris en compte pour \u00e9tablir votre capacit\u00e9 d\u2019emprunt et donc \u00eatre \u00e9ligible \u00e0 un [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/\" \/>\n<meta property=\"og:site_name\" content=\"Immigrant Qu\u00e9bec\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/immigrantquebec\" \/>\n<meta property=\"article:published_time\" content=\"2014-12-10T16:22:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-03-15T12:43:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/immigrantquebec.com\/fr\/wp-content\/uploads\/2022\/01\/65c44440-28c8-445c-a0bb-8e57e4741c01.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"950\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Basile Moratille\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Basile Moratille\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\\\/\"},\"author\":{\"name\":\"Basile Moratille\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#\\\/schema\\\/person\\\/eed5ca7ba2c1007e602ee9b9b87fb4b8\"},\"headline\":\"Comment fonctionne un pr\u00eat immobilier au Qu\u00e9bec (Canada) 2\\\/3\",\"datePublished\":\"2014-12-10T16:22:11+00:00\",\"dateModified\":\"2022-03-15T12:43:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\\\/\"},\"wordCount\":635,\"publisher\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/65c44440-28c8-445c-a0bb-8e57e4741c01.jpg\",\"articleSection\":[\"Conseils d'experts\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\\\/\",\"url\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\\\/\",\"name\":\"Comment fonctionne un pr\u00eat immobilier au Qu\u00e9bec (Canada) 2\\\/3 - Immigrant Qu\u00e9bec\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/65c44440-28c8-445c-a0bb-8e57e4741c01.jpg\",\"datePublished\":\"2014-12-10T16:22:11+00:00\",\"dateModified\":\"2022-03-15T12:43:55+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\\\/#primaryimage\",\"url\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/65c44440-28c8-445c-a0bb-8e57e4741c01.jpg\",\"contentUrl\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/65c44440-28c8-445c-a0bb-8e57e4741c01.jpg\",\"width\":950,\"height\":400},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Conseils d'experts\",\"item\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/conseils-d-experts\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Comment fonctionne un pr\u00eat immobilier au Qu\u00e9bec (Canada) 2\\\/3\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/\",\"name\":\"Immigrant Qu\u00e9bec\",\"description\":\"Immigrer, vivre, travailler et \u00e9tudier au Qu\u00e9bec, Canada\",\"publisher\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#organization\",\"name\":\"Immigrant Qu\u00e9bec\",\"url\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/LogoIQ-2024-RVB.png\",\"contentUrl\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/LogoIQ-2024-RVB.png\",\"width\":2500,\"height\":1137,\"caption\":\"Immigrant Qu\u00e9bec\"},\"image\":{\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/immigrantquebec\",\"https:\\\/\\\/x.com\\\/ImmigrantQuebec\",\"https:\\\/\\\/www.instagram.com\\\/immigrantquebec\",\"https:\\\/\\\/www.youtube.com\\\/user\\\/ImmigrantQc\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/#\\\/schema\\\/person\\\/eed5ca7ba2c1007e602ee9b9b87fb4b8\",\"name\":\"Basile Moratille\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/639aa731bb7134a1e944526697fe0549d67ab17e00987171296fb5362fc909e9?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/639aa731bb7134a1e944526697fe0549d67ab17e00987171296fb5362fc909e9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/639aa731bb7134a1e944526697fe0549d67ab17e00987171296fb5362fc909e9?s=96&d=mm&r=g\",\"caption\":\"Basile Moratille\"},\"description\":\"Directeur des contenus et des publications, Immigrant Qu\u00e9bec.\",\"url\":\"https:\\\/\\\/immigrantquebec.com\\\/fr\\\/author\\\/basile-moratilleimmigrantquebec-com\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Comment fonctionne un pr\u00eat immobilier au Qu\u00e9bec (Canada) 2\/3 - Immigrant Qu\u00e9bec","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/","og_locale":"fr_FR","og_type":"article","og_title":"Comment fonctionne un pr\u00eat immobilier au Qu\u00e9bec (Canada) 2\/3 - Immigrant Qu\u00e9bec","og_description":"Cet article, dans un 1er temps, d\u00e9mystifie les diff\u00e9rents pr\u00eat immobiliers et taux d\u2019int\u00e9r\u00eats qui existent au Canada tout en vous expliquant le vocabulaire qui sera employ\u00e9 par les professionnels du domaine. Il traitera \u00e9galement, dans un 2e temps, des crit\u00e8res pris en compte pour \u00e9tablir votre capacit\u00e9 d\u2019emprunt et donc \u00eatre \u00e9ligible \u00e0 un [&hellip;]","og_url":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/","og_site_name":"Immigrant Qu\u00e9bec","article_publisher":"https:\/\/www.facebook.com\/immigrantquebec","article_published_time":"2014-12-10T16:22:11+00:00","article_modified_time":"2022-03-15T12:43:55+00:00","og_image":[{"width":950,"height":400,"url":"https:\/\/immigrantquebec.com\/fr\/wp-content\/uploads\/2022\/01\/65c44440-28c8-445c-a0bb-8e57e4741c01.jpg","type":"image\/jpeg"}],"author":"Basile Moratille","twitter_misc":{"\u00c9crit par":"Basile Moratille","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/#article","isPartOf":{"@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/"},"author":{"name":"Basile Moratille","@id":"https:\/\/immigrantquebec.com\/fr\/#\/schema\/person\/eed5ca7ba2c1007e602ee9b9b87fb4b8"},"headline":"Comment fonctionne un pr\u00eat immobilier au Qu\u00e9bec (Canada) 2\/3","datePublished":"2014-12-10T16:22:11+00:00","dateModified":"2022-03-15T12:43:55+00:00","mainEntityOfPage":{"@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/"},"wordCount":635,"publisher":{"@id":"https:\/\/immigrantquebec.com\/fr\/#organization"},"image":{"@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/#primaryimage"},"thumbnailUrl":"https:\/\/immigrantquebec.com\/fr\/wp-content\/uploads\/2022\/01\/65c44440-28c8-445c-a0bb-8e57e4741c01.jpg","articleSection":["Conseils d'experts"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/","url":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/","name":"Comment fonctionne un pr\u00eat immobilier au Qu\u00e9bec (Canada) 2\/3 - Immigrant Qu\u00e9bec","isPartOf":{"@id":"https:\/\/immigrantquebec.com\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/#primaryimage"},"image":{"@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/#primaryimage"},"thumbnailUrl":"https:\/\/immigrantquebec.com\/fr\/wp-content\/uploads\/2022\/01\/65c44440-28c8-445c-a0bb-8e57e4741c01.jpg","datePublished":"2014-12-10T16:22:11+00:00","dateModified":"2022-03-15T12:43:55+00:00","breadcrumb":{"@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/#primaryimage","url":"https:\/\/immigrantquebec.com\/fr\/wp-content\/uploads\/2022\/01\/65c44440-28c8-445c-a0bb-8e57e4741c01.jpg","contentUrl":"https:\/\/immigrantquebec.com\/fr\/wp-content\/uploads\/2022\/01\/65c44440-28c8-445c-a0bb-8e57e4741c01.jpg","width":950,"height":400},{"@type":"BreadcrumbList","@id":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/comment-fonctionne-un-pret-immobilier-au-quebec-canada-23\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/immigrantquebec.com\/fr\/"},{"@type":"ListItem","position":2,"name":"Conseils d'experts","item":"https:\/\/immigrantquebec.com\/fr\/conseils-d-experts\/"},{"@type":"ListItem","position":3,"name":"Comment fonctionne un pr\u00eat immobilier au Qu\u00e9bec (Canada) 2\/3"}]},{"@type":"WebSite","@id":"https:\/\/immigrantquebec.com\/fr\/#website","url":"https:\/\/immigrantquebec.com\/fr\/","name":"Immigrant Qu\u00e9bec","description":"Immigrer, vivre, travailler et \u00e9tudier au Qu\u00e9bec, Canada","publisher":{"@id":"https:\/\/immigrantquebec.com\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/immigrantquebec.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/immigrantquebec.com\/fr\/#organization","name":"Immigrant Qu\u00e9bec","url":"https:\/\/immigrantquebec.com\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/immigrantquebec.com\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/immigrantquebec.com\/fr\/wp-content\/uploads\/2024\/03\/LogoIQ-2024-RVB.png","contentUrl":"https:\/\/immigrantquebec.com\/fr\/wp-content\/uploads\/2024\/03\/LogoIQ-2024-RVB.png","width":2500,"height":1137,"caption":"Immigrant Qu\u00e9bec"},"image":{"@id":"https:\/\/immigrantquebec.com\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/immigrantquebec","https:\/\/x.com\/ImmigrantQuebec","https:\/\/www.instagram.com\/immigrantquebec","https:\/\/www.youtube.com\/user\/ImmigrantQc"]},{"@type":"Person","@id":"https:\/\/immigrantquebec.com\/fr\/#\/schema\/person\/eed5ca7ba2c1007e602ee9b9b87fb4b8","name":"Basile Moratille","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/639aa731bb7134a1e944526697fe0549d67ab17e00987171296fb5362fc909e9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/639aa731bb7134a1e944526697fe0549d67ab17e00987171296fb5362fc909e9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/639aa731bb7134a1e944526697fe0549d67ab17e00987171296fb5362fc909e9?s=96&d=mm&r=g","caption":"Basile Moratille"},"description":"Directeur des contenus et des publications, Immigrant Qu\u00e9bec.","url":"https:\/\/immigrantquebec.com\/fr\/author\/basile-moratilleimmigrantquebec-com\/"}]}},"_links":{"self":[{"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/posts\/8021","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/users\/3459"}],"replies":[{"embeddable":true,"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/comments?post=8021"}],"version-history":[{"count":0,"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/posts\/8021\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/media\/8022"}],"wp:attachment":[{"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/media?parent=8021"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/categories?post=8021"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/immigrantquebec.com\/fr\/wp-json\/wp\/v2\/tags?post=8021"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}